One platform for the
entire insurance lifecycle.

InsureDigita is an API-first, AI-native insurance distribution platform. Carriers, brokers, banks and embedded partners use one core to configure any product, render every journey — lead, proposal, KYC, claim and endorsement — and sell across direct, agent, bancassurance and embedded channels.

It serves the whole distribution chain through tailored surfaces for six personas — customer, agent, partner, bancassurance (Relationship Manager & Branch Manager), operations and underwriter — all sharing one engine and data model. It ships as four editions: Carrier, Brokerage, Bancassurance and Affinity.

Every persona works on a surface tailored to its job on one shared engine: customers buy and self-serve; agents, POSPs and partners sell and manage their book; bancassurance RMs and Branch Managers capture and route branch leads; operations configure products and watch the funnel; and underwriters clear the NSTP queue. Roles, data scope and hierarchy roll-ups follow the distribution network automatically.

Health, motor, life and travel today, each with its own products, plans, riders and rules. Because products are configured centrally with no code, adding a new line or variation is a configuration task rather than a software release.

In hours, not months. Products, plans, riders, questions and pricing rules are declared centrally and rendered by a dynamic journey engine, so a new product or variation goes live with no front-end release.

Yes. The multi-insurer marketplace quotes and compares plans across 50+ insurers in a single view, then recommends the best-fit cover — the core of any brokerage or bancassurance operation.

Onboard agents, POSPs, sub-brokers, bank branches and dealerships into a hierarchy, distribute leads down the network, and compute commission and payouts automatically against configurable rules. Each level sees only its own book, with roll-ups for managers and operations.

Yes. A REST core fronts your PAS, underwriting, CRM and external services, and the journey SDK drops into any host — your CMS, your app or a partner's site — so you can embed co-branded insurance through one integration.

A REST-first core fronts your PAS, underwriting, CRM and payment stack, and connects to the services a journey needs — vehicle (VAHAN) and identity/KYC (DigiLocker) lookups, payment gateways, NSTP and TPAs — configured per tenant, so each deployment talks to its own providers.

Yes. Two orthogonal axes — theme (colour) and layout (structure) — combine into distinct, fully branded deployments from one codebase, and multiple organisations or partners can run side by side, each with its own branding, products and distribution network.

Iris is a conversational advisor that captures a customer's intent in plain English and hands a ready-to-quote cart to the journey. It is an optional alternate front door — the structured forms remain fully available.

Cases that qualify are issued straight-through; those that don't flow into a clean underwriter queue with a customer-reaction loop. Your rules stay yours — the platform executes them, it doesn't impose them.

Yes. Products, plans and pricing are configured to each insurer's filed rules, underwriting logic stays the carrier's, and LIFE journeys include IRDAI-compliant benefit illustrators with signed PDF output. The platform executes your regulatory rules — it supports your compliance, it does not replace your obligations.

Consent is captured as first-class artifacts inside every journey, and the data model carries classification and purpose attributes designed to support India's DPDP Act — purpose limitation, auditability and the like. Hosting, retention and access controls sit with your deployment; talk to us about specific data-residency and compliance needs.